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PROVIDING ON-LINE ANNUITIES, ON-LINE INSURANCE QUOTES AND ON-LINE INSURANCE BROKERAGE SERVICES, NAMELY, LIFE INSURANCE, AUTO INSURANCE, DISABILITY INSURANCE, HEALTH INSURANCE, WATERCRAFT INSURANCE, TERM INSURANCE, HOME INSURANCE, RENTERS INSURANCE, COMMERCIAL INSURANCE, INDUSTRIAL INSURANCE, WORKERS COMPENSATION INSURANCE, MORTGAGE INSURANCE, PET INSURANCE, PROPERTY AND CASUALTY INSURANCE, AND RV INSURANCE