INSURANCE ENGINEER

insurance services, namely, providing insurance premium discounts and return-of-premium benefits to insureds based on participation in real-time targeted advertising programs; insurance services, namely, offering reduced insurance rates and premium rebates in exchange for policyholder engagement with programmatic advertising content; computerized insurance underwriting services featuring real-time risk assessment and premium adjustment based on advertising participation; insurance services, namely, the offering of discounted insurance services priced according to real-time advertising adjustments based on maximum yields; insurance administration services featuring technology-enabled premium reduction programs linked to targeted digital advertising exposure; insurance services priced based on real-time monetization of risk, time, and consumer attention