INSIGHT ANALYTICS

Insurance information and consultancy; Insurance consulting in the field of property insurance; Insurance consultancy services, namely, providing advice in the field of property and casualty insurance; Insurance underwriting and risk management consulting services, namely, providing catastrophe exposure analysis, portfolio and location-level risk scoring, and reinsurance impact analytics for insurers, MGAs, and brokers; providing actuarial and financial risk analytics for property insurance; All services are limited to underwriting, pricing, and portfolio-level risk management for property and casualty insurance, expressly excluding life, health, and annuity insurance, and are provided exclusively to insurance carriers, MGAs, MGUs, reinsurers, and wholesale brokers via business-to-business consulting and platforms, and not through consumer-facing insurance sales, claims handling, or loss adjustment channels; providing online insurance risk information; insurance risk management

providing non-downloadable software for analyzing insurance portfolio data and generating underwriting, pricing, and portfolio-level risk reports; providing online non-downloadable software for displaying insurance risk information and reports; providing temporary use of online, non-downloadable software for catastrophe exposure modeling, portfolio and risk scoring, reinsurance analysis, actuarial modeling, and financial assessment for property insurance; SaaS featuring non-downloadable software for insurance underwriting analytics and risk management; All services are limited to underwriting, pricing, and portfolio-level risk management for property and casualty insurance, expressly excluding life, health, and annuity insurance, and provided exclusively to insurance carriers, MGAs, MGUs, reinsurers, and wholesale brokers via business-to-business consulting and platforms, and not through consumer-facing insurance sales, claims handling, or loss adjustment channels