INNOVATIVE CERTAINTY

Computer software in the fields of human resources, employee job evaluation, employee compensation, retirement planning, pension plans, profit-sharing plans, stock purchase plans, health care plans, dental plans, prescription plans, employee benefit plans, insurance, risk management, risk evaluation, employee safety, health care, and financial planning, namely, computer software for financial modeling and benchmarking, stochastic modeling, evaluating jobs and benefit plans, creating and maintaining employee pay structures, evaluating employee performance, asset allocation, catastrophe modeling, claims management, quality assurance, and for recording, organizing, calculating, reporting, displaying, analyzing, evaluating, comparing, predicting, and updating financial data, business data, and human resources data; computer software for use by actuaries in modeling, recording, organizing, calculating, reporting, displaying, analyzing, evaluating, predicting, and updating actuarial and financial data

Printed matter and publications, namely, periodicals, newsletters, reports, and directories in the fields of human resources, compensation, employee benefits, retirement plans, rewards management, business and organizational management, mergers and acquisitions, insurance, risk management, risk evaluation, asset allocation, catastrophe modeling, claims management, quality assurance, employee safety, health care, and financial planning

Management consulting services for businesses, non-profit organizations and government agencies in the fields of human resources, employee and executive compensation, rewards management, personnel management, business and organizational management, employer-employee communications, public relations, government relations, contingency planning, strategic planning, operations management, organizational structure, mergers and acquisitions, post-merger integration, reorganization, change management, product marketing, product and corporate brand communications, employee safety, and health care; custom preparation of employer-employee communications materials in the nature of printed and electronic announcements, memoranda, reports, newsletters, guides, manuals, and audio-visual presentations; operating telephone hotlines that provide information and counseling in the field of employment to employees; conducting surveys of employees and retirees on behalf of employers; providing information on compensation and comparative analysis of compensation via the Internet; providing survey data on compensation; providing an online interactive computer database in the field of human resource market data, employee and executive compensation, and benefit plans

Consulting services for businesses, non-profit organizations and government agencies in the fields of employee benefits, retirement plans, and finance; consulting services in the fields of insurance, financial services, risk management, risk evaluation, asset allocation, catastrophe modeling, and insurance claims management; actuarial services; reinsurance brokerage services; consulting and administration services in the field of employee benefit plans; operating telephone hotlines that provide information and counseling in the field of benefit plans to employees and retirees; providing information on employee benefit plans and comparative analysis of employee benefit plans via the Internet; providing survey data on benefit plans; providing an online interactive computer database in the field of employee benefit plans

Consulting services for businesses, non-profit organizations and government agencies in the fields of product development, quality assurance, and informations systems security; consulting services to businesses, governments, and non-profit organizations, namely, consulting on the design and implementation of web sites and intranets; computer services, namely, designing and implementing web sites and intranets for others; designing computer software, computer systems, and computing tools; computer systems integration services; application service provider (ASP) featuring software in the fields of human resources, employee compensation, retirement planning, employee retirement, health, and other benefit plans, insurance, and risk management