ING DIRECT LIFE & ANNUITY COMPANY

Computerized on-line ordering services in the field of insurance and annuities

Insurance actuarial services; insurance administration; administration of employee benefit plans and pension plans; administration of prepaid healthcare plans; financial analysis and consultation; insurance brokerage; investment brokerage; mutual fund brokerage; security brokerage; stock brokerage; capital investment consultation; claims adjustment in field of insurance; insurance claims administration; insurance claims processing; fund investment consultation; insurance consultation; electronic processing of insurance claims and payment data; financial planning and portfolio management; underwriting insurance for prepaid healthcare; organizing prepaid healthcare plans; life insurance underwriting for fixed, indexed, variable, term and no-load policies; annuity underwriting; medical insurance underwriting; investment management; investment of funds for others; financial services in nature of investment security; mutual fund distribution; reinsurance underwriting

Education services, namely, arranging and conducting educational conferences in the field of insurance and annuities; development and dissemination of educational materials in the field of insurance and annuities for others; educational services, namely, conducting classes, seminars, conferences and workshops in the field of insurance and annuities

Computer services, namely, providing a web site for real time interaction with other computer users concerning insurance and annuities; providing an on-line bulletin board in the field of insurance and annuities