INFOPAL

Computer hardware systems consisting of microchip bearing records and data processing, and storage of all financial, business practice, management or cost/price determination

Tracking closed-system electronic payment/reward point system services, namely, recordation of accumulated payment/reward points

Financial services, namely, banking, bill payment services, cash disbursement services, prepaid card services offered through a microchip containing stored value, deposit access services, stored value services, point of sale and point of transaction electronic payment services, electronic funds transfer services; providing micro-payment services, namely, electronic funds transfer for Internet content, namely, electronic documents, photographs, fingerprint and DNA Biometrics information and providing micro-payment services, namely, electronic funds transfer for vending machine payment systems, cashless use of amusement and arcade games, game count and casino gaming equipment, medical records and payment information retention; debit card issuing services; automated teller machine services

Providing multiple user access to global computer information networks for the transfer and dissemination of a wide range of information

Identification and verification of identity using one or more of the following: biometrics, photograph, DNA, address, date of birth, social security number, stored data, and/or keyed in passwords