INDIVOS

COMPUTER SOFTWARE FOR USE IN BIOMETRIC IDENTIFICATION AND AUTHENTICATION; BIOMETRIC IDENTIFICATION AND AUTHENTICATION EQUIPMENT, NAMELY, COMPUTERS, RETINAL SCANNERS, HAND AND FINGERPRINT SCANNERS

ELECTRONIC PAYMENT SERVICES, NAMELY, ELECTRONIC PROCESSING AND TRANSMISSION OF PAYMENTS TO MERCHANTS VIA ON-LINE DEBIT, CHECKING, CREDIT CARD, AND LOYALTY/REWARD ACCOUNT PAYMENTS; PROVIDING CHECKING, CREDIT, DEBIT, AND LOYALTY/REWARD ACCOUNT VERIFICATION SERVICES, NAMELY, TRANSACTION IDENTIFICATION AND AUTHENTICATION SERVICES FOR MERCHANTS BY MEANS OF ON-LINE DATABASES THAT LINK CUSTOMERS' CHECKING, CREDIT, DEBIT, OR LOYALTY/REWARD ACCOUNTS WITH THEIR BIOMETRIC DATA