INDEPENDENT INVESTOR

Financial analysis and consultation; Financial consultation; Financial forecasting; Financial information processing; Financial information provided by electronic means; Financial investment in the field of securities and derivatives; Financial planning; Financial planning consultation; Financial portfolio management; Financial research; Financial risk management; Financial services, namely providing information in the fields of foreign currency, commodities, financial derivatives, interest rate products, and equities via the internet and intranet systems; Financial services, namely providing on-line stored value accounts in an electronic environment