INDEPENDENT COMMUNITY BANKERS OF AMERICA

Downloadable electronic publications in the nature of brochures, newsletters, advertising pamphlets and booklets, marketing brochures, blank business forms, sample informational brochures, and informational packets comprising sets of informational letters and brochures in the field of banking and finance and the management and marketing of banks; electronic publications, namely, books, magazines, newsletters, manuals, and guideline books in the field of banking and finance and the management and marketing of banks recorded on computer media

Printed newsletters, a series of printed written articles, printed magazines and printed informational brochures and leaflets, all in the field of banking and finance and the management and marketing of banks; printed publications, namely, books, magazines, newsletters, manuals, and guidelines in the field of banking and finance and the management and marketing of banks

Trade association services, namely, promoting the interests of community bankers; promoting public awareness of the importance and benefits of community banks and banking services by means of public advocacy; market analysis; business marketing consulting services; business management consultation in the field of bank management; providing an online computer web site that provides commercial financial transaction data, account management, financial reporting, accounting features, and related reference information; and business consultation in the area of assisting member banks in bank management

Educational services, namely, conducting in-person seminars and workshops and online non-downloadable webinars and courses in the fields of state and federal regulatory compliance requirements for financial institutions and community banks, information technology for community banks, loan reviews, current issues facing community banks, cash flow analysis, emerging legal issues that affect community banks, community bank marketing, community bank mergers and acquisitions, financial statement analysis, fraud issues facing community banks, information systems auditing, vendor management, audits of community banks, security officer training, commercial credit analysis, consumer lending for community banks, personal and career development for community bank professionals, and risk management and governance for community banks; on-line journals, namely, blogs featuring news and information in the field of banking and finance and the management and marketing of banks; conducting annual conferences for members in the areas of banking and financial services