INDEPENDENCE, SIMPLIFIED

Financial and investment services, namely, brokerage services in the fields of stocks, bonds, options, mutual funds, commodities, futures, and other securities; Proprietary trading services, namely, fund investment services featuring the trading of an account holder's securities according to previously established criteria in order to maintain a predetermined level of payments to the account holder; investment banking services; securities brokerage; equity capital investment services; private placements of hedge funds, private equity funds, securities and derivatives for others; investment of funds for others; securities trading and investing services for others via the Internet; investment advisory services; investment consultation services; investment management services; providing information and advice in the field of finance, financial investments, financial valuations, and the financial aspects of retirement through a global computer network; financial planning; cash management account services; providing financial portfolio management services; providing an interactive online computer database in the field of financial portfolio management, financial decision making, investment research, monitoring investment value and performance of investments, analyzing investment performance, evaluating asset allocation, risk tolerance, financial alternative plans, and investment time frames