INDEPENDENCE BANK

Financial and banking services, namely, the offering of savings and checking accounts, consumer loans, business loans, commercial loans, mortgage loans, payroll direct deposit, debit cards, credit cards, lines of credit, accounts receivables financing, electronic bill payment, electronic data interchange, transfer of funds, overdraft protection, trust accounts, investment accounts, escrow accounts, retirement accounts, business 401K plans, and profit sharing plans; on-line banking services; safe deposit box services; telephone banking services; investment brokerage services; investment management services; insurance brokerage services; credit card transaction processing services; leasing of credit card account processing terminals and equipment; credit card and check claims processing and verification; electronic bill payment services; electronic payment, namely, electronic processing and transmission of payment data; electronic funds transfer; transfer of funds from account to account; providing financial, banking, and account-related information via the Internet

notary public services