IMPROVING THE FINANCIAL EXPERIENCE

Card products, namely, magnetically encoded credit cards; reloadable and non-reloadable prepaid magnetically encoded debit cards; payroll cards, namely, magnetically encoded debit cards onto which employee wages can be loaded

Banking services; core banking functions, namely, automated clearing house (ACH) transaction processing services, electronic funds remittance transfer and disbursement in the nature of bill payment services; credit card, debit card and payroll card transaction processing services; digital banking technology services, namely, online banking services