IMPROVING LIVES THROUGH FINANCIAL SOLUTIONS

DOWNLOADABLE SOFTWARE AND SOFTWARE ON COMPACT DISCS FOR USE BY CUSTOMERS, NAMELY, FINANCIAL SOFTWARE PROVIDING ACCOUNT ACCESS AND ALLOWING BANKING TRANSACTIONS

BANKING SERVICES; CREDIT CARD SERVICES; SAFE DEPOSIT BOX SERVICES; AND FINANCIAL INVESTMENT SERVICES, NAMELY, THE OFFERING OF CERTIFICATES OF DEPOSIT, STOCKS, BONDS, ANNUITIES, MUTUAL FUNDS, QUALIFIED PLANS, IRAs, SEPs, PROFIT SHARING PLANS, INSURANCE PLANS, RETIREMENT PLANNING, AND EDUCATIONAL PLANNING