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Consumer credit monitoring services, namely, monitoring consumer credit reports and consumer credit report history and score monitoring provided by electronic means

Credit consultation, namely, providing a website featuring analysis of consumer credit reports and consumer credit scores; consumer credit evaluation information services provided by computer and on-line means and consumer information services in the field of consumer credit; consumer credit evaluation services in the nature of providing on-line an interactive consumer credit score simulator which permits an individual to simulate his or her credit score by selecting data variables to show the affect of the different variables upon the individual's credit score