IDT PAYMENT SERVICES OF NEW YORK

debit card services; cash card services; stored value card services; deposit card services, namely, debit card services; money transfer services; money order services; electronic payment services, namely, electronic processing and transmission of bill payment data; electronic funds transfer via electronic communications networks; clearing and reconciling financial transactions via electronic communications networks; providing a wide variety of payment and financial services, namely, electronic processing and transmission of bills and payment data in the nature of bill payment data and providing bill payment services; domestic and international transmission of money, namely, electronic payment, namely, electronic processing and transmission of bill payment data; international currency exchange services, namely, buying and selling of foreign currencies; Financial services, namely, mobile money transfer services from phone to phone, phone to card, card to phone, or phone to another person's card, mobile remittance, money transfers, mobile purchasing; telephone calling card services; person-to-person electronic funds transfer payment services by means of wireless communication devices, namely, electronic funds transfer services