IDENTITY SAFEGUARDS

provision of membership identity theft prevention, protection and recovery services, namely, monitoring consumer credit reports and providing participants with weekly credit alerts and yearly credit reports, as well as, in the event participants become victims of identity theft, referral to recovery advocates, fraud investigators, legal counsel and other experts necessary to develop and execute recovery plans

Provision of membership identity theft prevention and protection services, namely, providing participants with customized financial protection plans and identity theft prevention counseling

provision of membership identity theft prevention and protection services, namely, financial identity monitoring