ID KEY

ENCODED ELECTRONIC CHIP CARDS CONTAINING PROGRAMMING USED TO ESTABLISH THE IDENTITY AND AUTHORIZATION OF THE USER IN ELECTRONIC OR ON-LINE TRANSACTIONS AND TO TRANSMIT A LEGALLY BINDING SIGNATURE; ELECTRONIC SMART CARD READERS; COMPUTER SOFTWARE FOR VERIFYING USER IDENTITY AND AUTHORIZATION IN ELECTRONIC OR ON-LINE TRANSACTIONS

[ON-LINE BANKING SERVICES]

[PROVIDING USER AUTHENTICATION SERVICES, ELECTRONIC SIGNING OF DOCUMENTS SERVICES AND SIGNING FOR ELECTRONIC FINANCIAL TRANSACTION SERVICES, AUTHENTICATION FOR APPLICATIONS SERVICES IN E-COMMERCE TRANSACTIONS; PROVIDING USER AUTHENTICATION SERVICES AND ELECTRONIC SIGNATURE IN E-COMMERCE OR ON-LINE FINANCIAL TRANSACTIONS]