ICBA SECURITIES

consulting with member banks in the area of bank management; market analysis; business marketing consulting services

[ brokerage in the fields of stocks, mutual funds, and annuities; automated securities brokerage; investment brokerage; ]investment consultation, management, and advice; [ on-line investments in the fields of securities, stocks, bonds, mutual funds, and annuities via a global computer information network; ] financial portfolio management and analysis; financial analysis and consultation; [ financial information provided by electronic means; ] financing services; financial research and planning; providing financial services to member banks in the areas of loans, credit cards and investments, and financial analysis and consultation in the areas of assisting member banks in financial management

educational services, namely, conducting seminars for member banks in the fields of banking, loans, finance, [ year 2000 readiness, ] financial planning and readiness, and investment portfolio planning and management