ICARD

Insurance underwriting, namely, auto insurance, life insurance, health insurance, financial liability insurance, real estate insurance including household property, commercial properties and offices and industrial fire protection; financial affairs and monetary affairs, namely, financial information, management and analysis services, leasing of real estate; financial analysis; banking services; check verification; credit card verification; financial clearing houses; monetary exchange operations; financial consultancy services; credit card services; bank card services; debit card services; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point-of-sale

Telecommunication services, namely, ISDN services; providing access to global computer networks, including point-of-sale banking networks and automatic cash dispensing networks