IBNRS

Computer software for use in calculating and monitoring provisions of insurance and non-life insurance; [ blank magnetic data carriers; prerecorded magnetic data carriers featuring calculating and monitoring provisions of insurance and non-life insurance; blank record disks; blank magnetic disks; blank CD-ROMs for sound or video recording; pre-recorded CDs featuring calculating and monitoring provisions of insurance and non-life insurance; blank recordable DVDs; pre-recorded DVDs featuring calculating and monitoring provisions of insurance and non-life insurance; blank optical data carriers; ] downloadable electronic publications in the nature of calculating and monitoring provisions of insurance and non-life insurance in the field of calculating and monitoring provisions insurance and non-life insurance; downloadable electronic publications in the nature of brochures and leaflets in the field of calculating and monitoring provisions of insurance and non-life insurance [ ; electronic cards for processing images ]

[ Paper, cardboard; ] printed matter, namely, [ paper signs, books, manuals, curricula, newsletters, ] informational [ cards and ] brochures in the field of calculating and monitoring provisions of insurance and non-life insurance; [ book binding materials; photographs, stationery; adhesives for stationery or household purposes; plasters in the nature of artists' materials; paint brushes; ] printed instructional and teaching materials in the field of calculating and monitoring provisions of insurance and non-life insurance; [ posters; catalogs in the field of calculating and monitoring provisions of insurance and non-life insurance; ] manuals in the field of calculating and monitoring provisions of insurance and non-life insurance [ ; publications, namely, books, hand-outs, workbooks, in the field of calculating and monitoring provisions of insurance and non-life insurance ]

[ Advertising agencies; business management; business administration and management; providing office functions; direct mail advertising services; business management and organization consultancy; accounting services; document reproduction; employment agencies, computerized file management; organization of exhibits for commercial or advertising purposes; on-line advertising on a computer network; rental of advertising space; publication of publicity texts; dissemination of advertisement; public relations; advice regarding human resources management and organization; conducting business audits in the field of communications; conducting commercial audits and consultancy in social welfare, namely, providing advice regarding insurance reserving policies, conducting business audits in the field of non-life insurance, valuation and accounting of insurance reserves under different accounting standards ]

[ Insurance and finance services, namely, information and advice relating to insurance, finance, insurance brokerage, property brokerage, stocks and bonds brokerage; hire-purchase financing; administration of employee pension funds; saving bank services; insurance subrogation services; insurance agencies in the fields of accident insurance, car insurance, motorcycle insurance, pension insurance, household insurance, fire insurance, health insurance and life insurance underwriting; underwriting insurance for pre-paid legal services; actuarial services; financial affairs and monetary, namely, financial information, management and analysis services; banking; mutual fund brokerage; capital investment services; establishing mutual funds for others; funds investment; financial consultancy; financial evaluation for insurance purposes; money transfer; financial analyses; financing and savings bank services; financial consultancy on and investment in securities; exchanging money; financial portfolio management; commercial lending services; real estate agencies; real-estate management services; real estate procurement for others; debt collection agencies; issuing of travelers checks and letters of credit; providing financial assessments of damages after a disaster; assessment of real estate; apartment house management, real estate management; renting of flats and shops; rent collection; debt collection agencies; real estate investment consultancy; real estate investment trust services; real estate investment trust management services; real estate investment trust advisory services; brokerage of bonds; financial services, namely, operation and management of hedge funds, commodity pools and other collective investment vehicles, and for trading for others of securities, options, futures, derivatives, debt instrument and commodities ]

[ Training services in the field of calculating and monitoring provisions of insurance and non-life insurance; arranging and conducting of colloquiums, conferences, congresses and seminars in the field of calculating and monitoring provisions insurance and non-life insurance; providing educational demonstrations; organizing of exhibitions for cultural or educational purposes; arranging and conducting of training workshops in calculating and monitoring provisions of insurance and non-life insurance ]

[ Design and development of computer hardware and software; computer software consultancy; conversion of data or documents from a physical storage medium to an electronic medium; conversion of data and computer programs, not physical conversion; installation of computer software; updating of computer software; rental of computer software; computer programming; research and development of new products for others ]