I AM A SHAREHOLDER

Administration of a customer loyalty program which provides incentives on the purchase of products and services; Advertising services for promoting the brokerage of stocks and other securities; Advertising, including promotion relating to the sale of articles and services for third parties by the transmission of advertising material and the dissemination of advertising messages on computer networks; Office functions in the nature of maintaining records of settlements for transfers of stocks, shares and securities; On-line posting of rewards for information; Promoting the goods and services of others by means of the issuance of loyalty rewards cards

Brokerage services for stocks and bonds; Employee stock plan administration services; Financial advice and consultancy services; Financial services, namely, administration of transactions involving funds drawn from securities, stocks, funds, equities, bonds, cash, or other types of financial investments in retirement plans using a credit or debit card over a global data network; Providing cash and other rebates for credit card use as part of a customer loyalty program