I AM

Encoded smart cards containing programming used to control access to and authenticate data, communications, and transactions; encoded smart cards containing programming to authenticate identities; magnetically encoded credit, debit, and key cards; electronic and magnetic and wireless ID cards for use in connection with payment of services and with gaining access to secured data, funds and locations; electronic locks; integrated circuits; biometric sensors for use in physical security, financial transactions, online protection and identity verification; and microprocessors

Financial services, namely, providing electronic processing of credit card, debit card, electronic and magnetic ID payment card and pre-paid and stored value card transactions and electronic payments via a global coputer network

Providing real-time, electronic communications over wired and wireless computer networks, telecommunication networks, and radio links

Computer security services, namely, restricting access to computer networks; computer security services, namely, restricting access to computers though controlled application programs using logical security system; programming method with device control of external memory

Identification verification sevices, namely, providing authentication of personal identification information via the Internet; secure storage and transmitting such information via the Internet, maintenance of computer software relating to computer security and prevention of computer risks; control of building environmental access and security systems; providing user authentication services in e-commerce transactions; monitoring of computer systems for security purposes