HUMAN RESOURCEFULNESS

COMPUTER SOFTWARE, NAMELY ENTERPRISE RESOURCE PLANNING SOFTWARE,

THE DELIVERY OF ELECTRONIC DECISION SUPPORT, CONTENT AND TRANSACTION SERVICES, EITHER AS COMPONENTS OR ON AN INTEGRATED BASIS, TO EMPLOYERS AND EMPLOYEES EITHER AS A STAND ALONE SERVICE OR WITHIN AN EMPLOYEE PORTAL FRAMEWORK, PROVIDING HUMAN RESOURCES TRANSACTION SERVICES SUCH AS OPEN ENROLLMENT, JOB POSTING, AND TRAINING; AND FINANCIAL AND HEALTH CONTENT AND SERVICES INCLUDING INSURANCE, HEALTH, MORTGAGE, REFINANCING, AND HOME EQUITY LOAN QUOTATIONS AND RATES, AND ON-LINE PRE-APPLICATIONS FOR CREDIT CARDS, FINANCIAL PLANNING, ONLINE BROKERAGE, ONLINE BANKING AND TAX PLANNING TO CONSUMERS VIA A GLOBAL COMPUTER NETWORK AND VIA TELEPHONE