HTFM

Business risk assessment services; Market forecasting; Providing business information in the field of risk scores for public safety, law enforcement, insurance, finance, and corporate operations, namely, using a predictive tool to quantify human behavioral volatility using multi-dimensional stress indicators; Providing online business risk management service for use in project management

Downloadable computer application software for mobile phones, namely, software for providing risk assessments for public safety, law enforcement, insurance, finance, and corporate operations

Insurance risk management; Financial risk assessment services; Financial risk management; Providing information in the field of finance