HSBC RED.

Accounts payable debiting services; Accounts receivables financing; Administration of savings accounts; Banking; Banking consultation; Cash and foreign exchange transactions; Check cashing; Check processing; Check verification; Checking account services; Commercial lending services; Consumer lending services; Cooperative credit organizations; Corporate savings account services; Credit and financial consultation; Credit bureaus; Credit unions; Debit card services; Electronic cash transactions; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Electronic credit card transactions; Electronic debit transactions; Electronic funds transfer; Electronic funds transfer by telecommunications; Electronic payment, namely, electronic processing and transmission of bill payment data; Electronic transfer of money; Electronic transfers of money; Financial analysis and consultation; Financial clearing houses; Financial consultation; Financial exchange; Financial information processing; Financial information provided by electronic means; Financial loan consultation; Financial management; Financial planning; Financial planning consultation; Financial planning, namely the creation of personalized strategies to achieve financial independence; Financial portfolio management; Financial research; Financial risk management; Financial services in the field of money lending; Financial services in the nature of an investment security; Financial services, namely money lending; Financial services, namely providing on-line stored value accounts in an electronic environment; Financial services, namely, a total portfolio offering for high net worth clients consisting of both separate accounts and mutual funds for equity and fixed income investments; Financial services, namely, investment fund transfer and transaction services; Financial services, namely, issuance and management of certificates backed by loan portfolios which are subsequently managed to insure the integrity of the certificates; Financial services, namely, savings programs for youths; Financing of industrial activities; Financing of purchases; Financing relating to automobiles; Financing services; Home equity loans; Installment loans; Investment advice; Investment advisory services; Investment banking services; Investment brokerage; Investment by electronic means; Investment consultation; Investment management; Issuance of bank checks; Issue of traveller's cheques; Issuing credit cards; Issuing of bank cheques; Issuing of checks and letters of credit; Issuing of cheques; Loan financing; Loans and discount of bills; Money order services; Money transfer; Mortgage banking; Mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; Mortgage brokerage; Mortgage lending; On-line banking services; Providing bank account information by telephone; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing loans secured by commercial paper; Providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; Providing on-line financial calculators; Providing working capital; Safe deposit box services; Safety deposit box services; Savings account services; Savings and loan associations; Savings and loan services; Savings bank services; Temporary loans