HSBC DIRECT

Banking services; savings accounts services; electronic banking services; online banking services; telephone banking services; mobile phone banking services; check verification services; bill payment services; payment processing services, namely, credit card and debit card transaction processing services; bank card services, namely, issuing stored value cards; debit card services; credit card and payment card services; processing electronic payments made through prepaid cards; arranging of loans; credit and loan services; loan financing; mortgage banking; mortgage brokerage; mortgage lending; financial guarantee and surety services; financing of loans; credit consultation services; credit agencies; monetary exchange and monetary transfer services; money order services; money transmission services, namely, electronic transfer of money; Financial investment services, namely, administering the issuance, underwriting and distribution of securities; investment banking services; investment management; investment brokerage; information and advisory services concerning or relating to all of the aforesaid services