HR | REFLEX EXPRESS

Downloadable computer programs; computer software for controlling, evaluating and managing patient medical information; medical software for the assessment of medical conditions for use in life, total and permanent disability, health care and accident insurance and reinsurance; software for categorizing, and analysing medical data on internal computer networks for use in underwriting and claims handling in life, total and permanent disability, health care and accident insurance and reinsurance; programs for maintaining and updating user profiles for use in life, total and permanent disability, health care and accident insurance and reinsurance.

Life and healthcare insurance claims auditing services; life and healthcare reinsurance claims auditing services.

Insurance and reinsurance; insurance services, namely, providing independent scoring service related to medical conditions for insurance evaluation purposes; medical insurance case and utilization review; medical insurance underwriting; life insurance underwriting and claims handling; appraisals for life, total and permanent disability, healthcare and accident insurance and reinsurance; underwriting and brokerage of all types of life and healthcare insurance; financial data analysis in all types of life and healthcare insurance; financial evaluation for all types of life and healthcare insurance; premium rate computing for all types of life and healthcare insurance; providing information in all types of life and healthcare insurance matters; financial insurance administration in all types of life and healthcare insurance; consultation in all types of life and healthcare insurance; actuarial science services for all types of life and healthcare insurance purposes and consultation in the field of actuarial science services for all types of life and healthcare insurance purposes; risk management services for insurance purposes in all types of life and healthcare insurance; claims handling services in all types of life and healthcare insurance; actuarial science services and consultation services in all types of life and healthcare insurance; life and healthcare insurance claims handling services; financial administration of life and healthcare insurance claims, life and healthcare insurance claims processing and life and healthcare insurance claims adjustment; health insurance underwriting; life insurance underwriting; reinsurance services, namely, providing independent scoring service related to medical conditions for reinsurance evaluation purposes; medical reinsurance case and utilization review; medical reinsurance underwriting; reinsurance underwriting and claims handling services; life reinsurance underwriting and claims handling services; appraisals for life, total and permanent disability, accident and health care insurance claims; underwriting and brokerage of all types of life and healthcare reinsurance; financial data analysis in all types of life and healthcare reinsurance; financial evaluation for all types of life and healthcare reinsurance; premium rate computing for all types of life and healthcare reinsurance; providing information in all types of life and healthcare reinsurance matters; reinsurance administration in all types of life and healthcare reinsurance; consultation in all types of life and healthcare reinsurance; actuarial science services for all types of life and healthcare reinsurance purposes and consultation in the field of actuarial science services for all types of life and healthcare reinsurance purposes; financial risk management services in the field of all types of life and healthcare reinsurance; claims handling services in all types of life and healthcare reinsurance; actuarial science services and consultation services in all types of life and healthcare reinsurance; life and healthcare reinsurance claims handling services; financial administration of life and healthcare reinsurance claims; life and healthcare reinsurance claims processing and life and healthcare reinsurance claims adjustment; financial services, namely, underwriting and claims handling in the field of life and healthcare reinsurance; life and healthcare reinsurance underwriting and claims handling services; financial evaluation for life and healthcare reinsurance purposes; financial management for life and healthcare insurance and life and healthcare reinsurance purposes; financial analysis and consultation for life and healthcare insurance and life and healthcare reinsurance purposes; financial planning for life and healthcare insurance and life and healthcare reinsurance purposes; financial portfolio management and financial trust management for life and healthcare insurance and life and healthcare reinsurance purposes; accident reinsurance underwriting; accident reinsurance services; health reinsurance underwriting; life reinsurance underwriting.

Scientific and technological services and research and design relating thereto; industrial analysis and research services; design and development of computer hardware and software in the field of medical analysis; provision of temporary use of on-line non-downloadable software applications for medical analysis for brokerage, insurance and reinsurance companies development, implementation, programming of Software-as-a-Service (SaaS) for analyzing purposes in the field of medical insurance underwriting; Software-as-a-Service (SaaS) for analyzing purposes in the field of medical insurance underwriting medical data research; technical support services, namely, troubleshooting in the nature of diagnosing problems with medical software; application service provider, namely, hosting, managing, developing, analyzing, and maintaining applications, software, and web sites, of others in the fields of healthcare insurance and reinsurance; quality measurement and analysis for medical and healthcare insurers and reinsurers; provision of temporary use of on-line non-downloadable software for analyzing purposes in the field of medical insurance underwriting; development of software for evaluation and risk assessment of medical conditions.

Conducting medical examinations for insurance and reinsurance purposes; medical evaluation services, namely, medical health assessment and evaluation services for purposes of guiding underwriters in the field of life, total and permanent disability, healthcare and accident insurance and reinsurance; medical services in the field of life, total and permanent disability, healthcare and accident insurance and reinsurance; providing medical patient information via a internet-based database where applicants can inquire about health-related issues; providing medical and health information based on an on-line, patient-initiated, patient-authorized, medical profile and medical record analysis designed to provide underwriters with custom tailored medical information about the range of possible assessments associated with a defined set of symptoms; providing information, advice and data on medical conditions; providing medical and health information based on providing medical profiles and medical record analysis and assessments via a website that are designed to provide custom tailored outputs about recommended premiums and underwriting decisions associated with a defined set of symptoms and concerns; medical evaluation information.