HOUSEHOLD

banking and financial services, namely, providing certificates of deposit; individual retirement accounts; checking, savings and money market accounts; credit card and line of credit services; mortgage and loan services; financial planning services; wire transfer of funds and automated clearinghouse transaction services, providing direct access to consumers, through their personal computers, to account balance summaries, balance histories, average balance information, posted debit and credit detail information, and electronic messages respecting accounts and information respecting applicant's banking services, and enabling customers, through their own personal computers, to initiate stop payment orders, wire transfers of funds and automated clearing house transactions, and to send other electronic messages respecting their accounts; insurance underwriting and brokerage services in the field of credit, life, disability and annuities; mutual fund brokerage services; preparing reports of loan processing results for financial institution customers, consultation services for the financial industry respecting financing or selling accounts receivables and other asset-based financing; financial analyses, retirement plan consultation, and home equity credit loan services; commercial financing services, namely, real estate financing and leasing, business and capital equipment financing and accounts receivable and other business as set financing