HORTON INSURANCE / RISK ADVISORY / EMPLOYEE BENEFITS

Insurance agency services in the fields of commercial property and liability policies, home, accident, fire, life, workmen's compensation, commercial and personal umbrellas, health, disability and dental insurance; insurance administration, consulting and risk management services regarding all types of insurance and related products, namely, claims management, safety and loss control consulting, and employee benefits consulting services in the fields of safety in the workplace, risk management and casualty and work related injury loss control

Educational services, namely, classes, seminars and workshops in the fields of insurance, safety and loss control, employee benefits, and safety in the workplace, and providing course materials in connection therewith

Consulting in the field of workplace safety