HOMEGUARD HOMEWARRANTY, INC.

Home warranty services, namely, provision of home protection contracts in which a person other than a builder, seller, or lessor of the home which is the subject of the contract, undertakes for a specific period of time, for a predetermined fee, to repair or replace all or any part of any component, system or appliance of a home necessitated by wear and tear, deterioration or inherent defect, arising during the effective period of the contract, and, in the event of an inspection, by the failure of that inspection to detect the likelihood of any such loss