HOLDENHEALTH HOLDENHEALTH SYSTEMS, INC.

Health care in the nature of an annual membership program providing registered members with access, by membership identification card, to health care services offered by independent participating health care providers who obtain payment for such services from program members by either cash or the program participant's credit card, or for whose services program participants may pay with a bank credit card linked to program membership but sponsored and administered by an independent financial institution engaged in offering financial services, namely, credit and credit card and charge card services