HERITAGE CARD SOLUTIONS BUILDING BUSINESS ACROSS MARKETS

FINANCIAL AND MONETARY SERVICES, NAMELY INTERNET COMMERCE SERVICES IN THE NATURE OF ELECTRONIC COMMERCE PAYMENT SERVICES, NAMELY, ESTABLISHING FUNDED ACCOUNTS USED TO PURCHASE GOODS AND SERVICES; ELECTRONIC ACCOUNT SERVICES, NAMELY, PROVIDING STORED VALUE ACCOUNTS IN AN ELECTRONIC ENVIRONMENT; PREPAID CASH ACCOUNT SERVICES; FINANCIAL TRANSACTION SERVICES INVOLVING PAYMENTS TO ONLINE AND OFFLINE RETAILERS, MERCHANTS AND CONTENT PROVIDERS USING CASH ACCOUNT INFORMATION STORED IN A CENTRALIZED DATABASE; ELECTRONIC FUNDS AND CURRENCY TRANSFER SERVICES; CASH DISBURSEMENT SERVICES; FINANCIAL SERVICES FOR FUNDING CASH ACCOUNTS FROM PREPAID CASH CARDS AND BANK ACCOUNTS; STORED VALUE CARD SERVICES; DISTRIBUTION AND ISSUING OF STORED VALUE CARDS