HELLO WE'RE AMSOUTH

BANKING SERVICES, NAMELY CHECKING ACCOUNT SERVICES, OVERDRAFT CHECKING, ELECTRONIC BANKING SERVICES, ELECTRONIC BILL PAYMENT SERVICES AND ELECTRONIC TRANSFER OF FUNDS ON BEHALF OF OTHERS; INTERNET BANKING, TELEPHONE BANKING, ATM AND DEBIT CARD SERVICES, WIRING OF FUNDS, MORTGAGE LENDING SERVICES, MORTGAGE BANKING SERVICES, SAVINGS ACCOUNT SERVICES, LOAN SERVICES, AND CREDIT CARD SERVICES