HELIUM

Providing on-line non-downloadable software for use in student loan origination, servicing, and management; Providing on-line non-downloadable software for use in managing student loan portfolios; Providing on-line non-downloadable software for for use in managing student loan applications, certifications, disbursements, and repayments; Providing on-line non-downloadable software for use in administering and servicing student loans; Providing on-line non-downloadable software for use in financial aid and college preparation guidance; Providing on-line non-downloadable software for use in ensuring compliance with federal and state regulations related to student loans; Providing on-line non-downloadable software for use in connecting to other systems, applications, and data sources, namely, document management systems, interactive voice response systems, borrower self-service websites, and external student loan interfaces