HEART OF THE MATTER

Insurance services, namely, insurance claims adjustment, insurance administration, in the nature of issuing policies and administering claims and premium payments, insurance brokerage, processing of insurance claims and payment data, insurance consultation, and insurance underwriting in the fields of auto, property, casualty, marine, professional liability and workers compensation; and eleemosynary services provided by insurance companies and their employees and agents to their communities in the field of monetary donations

Eleemosynary services provided by insurance companies and their employees and agents to their communities in the areas of donations of food, clothing, and/or medicine, volunteer activities, matching gifts to charitable and other non-profit organizations, fundraising, and partnerships with other charitable and nonprofit organizations