HEALTH CLAIMS AVOIDANCE PROGRAM

Providing third party cost-saving and quality-improving initiatives in order to reduce insurance health care benefit claims expenses, namely, providing information on discounts for drugs; Providing third party cost-saving and quality-improving tools and initiatives in order to reduce insurance health care benefit claims expenses, namely, personalized referrals to medical service or product discounts, coupons or rebates or secondary opinion services in the fields of telemedicine programs, free and discount drug plans, and low cost medical networks and healthcare services outside of the traditional insurance medical provider model; Providing third party cost-saving and quality-improving tools and initiatives in order to reduce insurance health care benefit claims expenses, namely, providing research on medical service or product discounts, coupons or rebates in the fields of telemedicine programs, free and discount drug plans, and low cost medical networks and healthcare services outside of the traditional insurance medical provider model; Providing third party cost-saving and quality-improving tools and initiatives in order to reduce insurance health care benefit claims expenses, namely, providing referrals to medical secondary opinion services, telemedicine programs, free and discount drug plans, and low cost medical networks and healthcare services outside of the traditional insurance medical provider model

Providing third party cost-saving and quality-improving initiatives in order to reduce insurance health care benefit claims expenses, namely, providing administration of tailored health insurance and prescription drug benefit plans for employer groups; Providing third party cost-saving and quality-improving tools and initiatives in order to reduce insurance health care benefit claims expenses, namely, providing information and individual suggestions on discount drug insurance plans, low-cost medical insurance networks, and healthcare insurance services outside of the traditional insurance medical provider model

Providing third party cost-saving and quality-improving tools and initiatives in order to reduce insurance health care benefit claims expenses, namely, providing educational non-downloadable webinars, lectures, and presentations in the fields of telemedicine programs, free and discount drug plans, and low cost medical networks and healthcare services outside of the traditional insurance medical provider model

Providing third party cost-saving and quality-improving tools and initiatives in order to reduce insurance health care benefit claims expenses, namely, providing information and individual suggestions on telemedicine and healthcare services to patients and plan members