HARMONY

Downloadable computer programs used for electronic cash register systems; Downloadable computer software for computer software for payroll, tip distribution, and human resources, and payment processing; Downloadable computer software for contactless transactions with consumers via contactless card readers; Downloadable computer software for authentication of credit and debit card and other payment transaction information; Downloadable computer software for use in contactless payment transactions with consumers; Downloadable computer software for transmitting, processing, facilitating, verifying, and authenticating credit card and debit card information and payment information