HARMONEY

Computer software for personal financial management; computer software for online banking, transaction management financial management, and bill tracking and management; computer software for providing banking, financial and bill payment alerts; computer software for enabling users to performing financial transactions, manage and change financial service providers, and retrieve financial account balances and financial transaction information using mobile phones, smart phones, and mobile telecommunication networks

Providing temporary use of on-line non-downloadable computer software for personal financial management; providing temporary use of on-line non-downloadable computer software for performing financial transactions and transmitting and receiving information in the fields of electronic payments and electronic bill payments and bill presentment; providing temporary use of non-downloadable computer software for use in managing and changing financial service providers, sending and receiving payments, transferring funds, bill payment and bill presentment; providing temporary use of non-downloadable computer software for generating bill reminders and bill payment status alerts