HARBORSTONE

Credit union and banking services, namely checking, savings and money market accounts, direct deposit, cash machine access, safe deposit boxes, telephone banking and electronic banking via a global computer network, certificates of deposit, IRAs, travelers checks, overdraft protection, credit cards, debit cards, auto loans, home loans, investment of funds for others; life, medical, property, casualty, and deposit insurance administration services; investment services, namely, stocks and bonds brokerage, mutual fund investment, financial planning, fee-based financial portfolio management, trusteeship representatives, and estate trust management