HAPPY

Banking services; Bond funds investment; Financial investment services, namely, administering the issuance, underwriting and distribution of bond securities; Financial services, namely, assisting others with the completion of financial transactions for stocks, bonds, securities and equities; Financial services, namely, investment fund transfer and transaction services; Financial services, namely, issuance and management of certificates backed by real estate for churches and chartered schools; Financial services, namely, money lending; Financial trust operations services; Funds investment and funds investment consultation services; Investment banking services; Investment brokerage services; Investment management services; Lending services, namely, commercial and consumer lending services; Lending services, namely, mortgage lending; Mortgage banking, mortgage brokerage and mortgage lending services; Mortgage services, namely, buyer pre-qualification of mortgages for mortgage brokers and banks; Procurement of mortgages for others; Providing investment advice to others; Trust services, namely, estate trust management; Trust services, namely, investment and trust company services