HANDELSBANKEN

[ Business investigations, evaluations, expert appraisals, information and research; collection of market research information; consultation services in the field of company, business sector and industry data and research; and market analysis and research services]

Banking and financing services; banking consultation; arranging of loans; investment banking services; electronic banking via a global computer network; merchant banking services; mortgage banking; on-line banking services; financial asset management; credit card services; credit and loan services; issuing of letters of credit; financial consultancy; financial exchange; financial information and advisory services; [ financial management; financial planning consultation; financial information processing; ] financial portfolio management; financial research and information services; financial services, namely, money lending, assisting others with the completion of financial transactions for stocks, bonds, securities and equities, providing for the exchange of foreign currency, commodities, financial derivatives, interest rate products, and equities via the internet and intranet systems, [mortgage planning,] debt settlement, electronic remote check deposit services, funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts, mortgage refinancing, the trading of financial instruments, securities, shares, options and other derivative products, wealth management services, and providing secure commercial transactions and payment options; providing an internet website portal in the field of financial transaction and payment processing services; providing financial information; providing financial services with respect to securities and other financial instruments and products, namely, money management services; strategic corporate financial advisory services; strategic financial advisory services; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; business equity research; financial analysis and research services; credit and loan services; financing of loans; providing personal loans and lines of credit; providing loans secured by commercial paper; foreign exchange transactions