HALOCARD

Magnetically encoded credit, debit, and gift cards; Magnetically encoded reloadable prepaid debit cards

credit card and debit card services; issuing prepared credit and debit cards; on-line prepaid card services; processing electronic payments made with credit cards, debit cards, and prepaid cards; electronic funds transfer; charitable fundraising services, namely, by providing individuals with the information and opportunity to make monetary donations to their favorite charity by designating a charity to receive a portion of the credit card fee that would ordinarily go to the credit card company