HADHRAMOUT COMMERCIAL BANK

Mobile channel, including mobile phone, banking, payment, remittance and funds transfer software, namely, downloadable mobile software for banking, sending payments, remitting and transferring funds; computer software providing electronic top-up prepayment of airtime on mobile phones, namely, downloadable computer software for transferring credit to a pre-paid mobile phone accounts; mobile phone airtime reseller distribution and management software, namely, downloadable software for managing and distributing pre-paid mobile phone accounts and airtime for use by mobile phone airtime resellers; credit, debit and charge card management software, namely, downloadable software for managing credit, debit, and charge card accounts; software in relation to e-commerce, e-commerce procurement services, electronic communications services, on-line processing and transactions management, electronic funds transfer transactions, EFTPOS systems, on-line customer loyalty programs, data security services including encryption and data protection, digital transaction and/or communication certification and/or authentication, credit cards, debit cards, discount cards, electronic funds transfer cards, namely, downloadable software for procuring e-commerce services, electronic communications, managing and processing funds transactions, managing and processing electronic funds transfers at point of sale, accessing and managing consumer loyalty programs, encrypting and protecting data, certifying and authenticating digital transactions and communications, and managing credit, debit, discount, electronic funds transfer card accounts; blank electronic chip cards; Blank smart cards; integrated circuit cards; magnetic strip readers and semiconductor chip sets for use in enabling memory

Life assurance services being the issuance of life insurance; insurance brokering services; actuarial services; financial affairs, namely, financial information, management and analysis services; monetary affairs, namely, monetary exchange operations; real estate affairs, namely, real estate brokerage; property acquisition and management services in the nature of land acquisition and real estate management services; rental, letting and lease of real properties; rental of office space; leasing services, namely, leasing of real estate; banking services; administration of financial affairs, namely, financial information, management and analysis services; trustee services; charitable fund raising services; administration of mutual funds, namely, mutual fund planning and distribution services; cash management services; factoring agency services; invoice discounting services, namely, financing loans and discounting of bills; cash dispensing services, namely, check cashing; loan origination services; mortgage brokering services, namely, buyer pre-qualification of mortgages for mortgage brokers and banks; provision of security for loans, namely, guaranteeing loans; bail bonding services; lease purchase financing, hire purchase financing; credit card, charge card, cash card, check guarantee card, payment card and debit card payment processing services; registration services for credit cards, charge cards, cash cards, check guarantee cards, debit cards, payment cards, financial cards and purchase cards; card and cash replacement services, namely, cash replacement rendered by credit card; user incentive schemes relating to the use of credit cards, charge cards, cash cards, debit cards, payment cards, financial cards and purchase cards, namely, loyalty program payment processing services; rental, hire and leasing of equipment for processing financial cards and data relating thereto being the rental and leasing of cash dispensers; Electronic processing of payment data relating to card transactions and other payment transactions; provision of finance to freelancers, start-ups, existing businesses and non-profits, money exchange and money transmission transfer services; currency services, bureau de change services, namely, currency exchange services; foreign exchange transaction and information services; merchant banking and investment banking services; investment banking and savings bank services; brokerage of bonds, securities, commodities and futures; market making services, namely, dealing in securities as a market maker and in trading commodities, securities, options, futures, equities and fixed income products in the United States and overseas market securities; securities financial valuation services; share underwriting services, namely, securities underwriting; securities lending services; dividend collection services, namely, collection of money owed from settlements; underwriting services; unit trust services, namely, management of mutual funds; investment trust services; personal equity plan services in the nature of financial planning; tax services, namely, tax payment processing services; financial planning and investment advisory services; investment and financial management services; financial research services; pension fund services, namely, financial management of employee pension plans; provision of financial information; electronic stock transfer services, namely, securities trade execution services; safe-keeping, administration and valuation of investments, namely, investment management; collateral agency services, namely, underwriting and administration of commercial collateral liability insurance; securities custody services, namely, management of securities portfolios; safe custody services, namely, safe deposit box services; consultancy, information and advisory services relating to all the foregoing