GUIDE BUILT WITH VISA

Financial services, namely, banking services; credit card authorization services; debit card authorization services; charge card payment processing services; pre-paid purchase card services, namely, processing electronic payments through pre-paid cards; electronic credit card and debit card transaction processing services; electronic funds transfer; payment processing services in the field of credit card payments, debit card payments, and prepaid card payments; cash replacement rendered by credit cards and debit cards; currency exchange services; online banking services; bill payment services; deposit access and automated teller machine (ATM) banking services; check cashing and cash disbursement services; providing financial information and electronic payment data including via a global computer network; and financial sponsorship of sports competitions, events, activities, and games

Authentication of information, messages and data, namely, electronic document authentication; information technology consulting services; software as a service featuring software for payment authentication in the field of banking; providing user authentication services using biometric hardware and software technology for e-commerce transactions, including in relation to payments and fund transfer, namely, electronic document authentication; software as a service featuring software for electronic funds transfer processing, authentication processes in the nature of payments, biometric authentication, and data encryption and decryption; development, design, implementation, control, analysis and consulting services relating to computer software and computer hardware and computer network systems, including for the process of financial transactions and payments of any kind

Fraud and identity theft services, namely, personal information and financial identity monitoring; providing services to individuals and financial institutions to address identity restoration and security after identity theft or fraud; consulting services relating to encryption of payment card numbers and related data; computer network security and management services; consulting services in the field of biometric systems for the identification and authentication of persons; Fraud protection and detection services in the field of payment cards; computerized fraud detection and evaluation services, featuring the provision of information to financial institutions to access data from payment card transactions for fraudulent uses; identity verification providing authentication services; identity validation providing authentication services; electronic monitoring services for security purposes in the field of payment cards for in store and on-line purchasing; fraud detection services in the field of payment cards for in-store and on-line purchasing; investigation and surveillance services relating to credit and debit card fraud; fraud and identity theft services; authentication of identity to reduce fraud in payment card transactions