GUARDIAN ENRICHING LIVES

Insurance and financial services, namely, group and individual life, disability, accident, health and dental insurance underwriting services; pension planning services; pension and pension fund management; actuarial services; insurance administration; financial analysis and consultation; annuity underwriting and administration; banking; commercial lending, namely, commercial mortgages, privately placed debt securities and bank loans; insurance and securities brokerage and securities underwriting; broker-dealer services, namely, purchase and sale of securities products, namely, stocks, bonds, mutual funds and unit investment trusts; mutual fund distribution services; fiduciary representative services; electronic funds transfers; investment advice; investment management; money management; management of money market funds, trust funds, United States government trust funds and stock funds; managing funds, stocks and bonds and other investments for institutions and the general public; administration of employee pension plans; investment fund management; retirement investment management; trust management services; commercial and residential mortgage lending services; reinsurance underwriting services; joint venture investment services in managed care organizations; providing information in the fields of insurance and financial services via a global computer network