GUARDIAN ANYTIME

Providing customer service in the fields of insurance, financial and investment services

Providing insurance, financial and investment services, namely, group and individual life, disability, accident, health and dental insurance underwriting services; pension planning services; pension and pension fund management; actuarial services; insurance administration; financial analysis and consultation; asset management; annuity underwriting and administration; banking; commercial lending, namely, commercial mortgages, privately placed debt securities and bank loans; insurance and securities brokerage and securities underwriting; broker-dealer services, namely, purchase and sale of securities products, namely stocks, bonds, mutual funds and unit investment trusts; mutual fund distribution services; administration of employee benefit plans; fiduciary representative services; electronic funds transfers; investment advice; investment management; money management; management of money market funds, trust funds, United States government trust funds and stock funds; managing funds, stocks and bonds and other investments for institutions and the general public; administration of employee pension plans; investment fund management; retirement investment management; trust services; real estate investment; commercial and residential mortgage lending services; reinsurance underwriting services; joint venture investment services in managed care organizations; providing information in the fields of insurance financial and investment services via a global computer network, telephone, e-mail and facsimile