GUARD CAPITAL MANAGEMENT

BANKING SERVICES; INVESTMENT ADVISE AND FUNDS INVESTMENT SERVICES; FINANCIAL INVESTMENT IN THE FIELDS OF SECURITIES AND REAL ESTATE; FINANCIAL SERVICES, NAMELY, FINANCIAL MANAGEMENT AND PLANNING, FINANCIAL ANALYSIS AND CONSULTATION; INSURANCE SERVICES, NAMELY, INSURANCE UNDERWRITING IN THE FIELDS OF LIFE, HEALTH, REAL ESTATE, PERSONAL PROPERTY, ACCIDENT, FIRE, WORKER'S COMPENSATION AND TRAVEL; INSURANCE ADMINISTRATION; INSURANCE AGENCIES