GROUNDWORK

Downloadable software in the nature of a mobile application for facilitating and administering banking, payment by credit card, payment by debit card, payment by virtual payment card, stored value card services, electronic funds transfer services, electronic payment processing services, electronic processing and transmission of bill payment data, cash disbursement services, transaction authentication services, cash management, and fraud detection and control services; Magnetically encoded credit cards

Providing on-line non-downloadable software for facilitating and administering banking, payment by credit card, payment by debit card, payment by virtual payment card, stored value card services, electronic funds transfer services, electronic payment processing services, electronic processing and transmission of bill payment data, cash disbursement services, transaction authentication services, cash management, and fraud detection and control services