GRADISON MCDONALD FINANCIAL GROUP

Banking and financial services, namely checking and savings account services; credit card services; lending services; electronic and on-line banking and financial services; investment consultation, brokerage and management services; financial management, planning and portfolio management services; insurance services, namely, providing solicitation and servicing of life, accident, health, property, casualty, marine, fixed annuity, variable life and annuity, credit, and consultative and administrative insurance services; investment advisory consultation; mutual fund investment services; retirement fund investment services; and small business lending services