GOVERNED DECISION-INTELLIGENCE

Software as a service (SaaS) featuring artificial intelligence for providing enterprise governed decision-intelligence systems, namely, providing temporary use of non-downloadable software that functions as an infrastructure layer governing whether organizational decisions are permitted to proceed prior to execution, exposure, or irreversible consequence; providing temporary use of non-downloadable software for structured pre-execution decision testing, decision validation, evidence capture at the moment of authority, immutable preservation of decision records, binding of risk acceptance to accountable decision-makers, governance rule enforcement, lifecycle monitoring, compliance verification, authorization controls, and generation of auditable decision validation records; all of the foregoing excluding software and services primarily relating to consumer marketing analytics, payment processing, banking transaction authorization, financial fraud detection, biometric authentication for financial transactions, or credit and debit card processing.